News

The Easiest Arbitration Agreement To Avoid May Be The One Between Attorney And Client

By EsqSocial Corporation 24/12/13

The First and Ninth Circuits recently issued opinions concerning the validity of state laws requiring “informed consent” to, or “full disclosure” of, arbitration clauses in attorney retainer agreements. Although the First Circuit found its way...

CFPB Takes Enforcement Action Against Bank’s Deferred Interest Products

By EsqSocial Corporation 24/12/13

In the wake of its discussion of deferred interest products in its October report on the Credit CARD Act, the CFPB announced an enforcement action against a provider of deferred interest health-care credit cards and its affiliate bank alleging, among...

Negligent Security and Premises Liability

By EsqSocial Corporation 24/12/13

Whenever a criminal act occurs on business or private property, negligent security may be an issue. Property owners owe a duty of care to all persons who come onto their property for any reason. If landowners do not take the proper precautions to...

New Years Resolution Idea: Update Your Privacy Policy

By EsqSocial Corporation 24/12/13

There is a new California privacy law that goes into effect January 1, 2014, that you need to know about. It requires you to disclose how you respond, if at all, to do not track requests....

FTC Settles First FCRA Risk-Based Pricing Notice Enforcement Action

By EsqSocial Corporation 24/12/13

The Federal Trade Commission recently announced the settlement of its first enforcement action for alleged violations of the Fair Credit Reporting Act (FCRA) risk-based pricing rule (Rule). The settlement demonstrates that the FTC remains focused on...

Congress Considers Banning Discrimination against the Unemployed

By EsqSocial Corporation 24/12/13

Following New Jersey’s lead, Oregon became one of the first states to ban discriminatory hiring practices against the unemployed in March 2012. California passed similar legislation in September 2012 that unfortunately fell to a gubernatorial veto....

Discharging Past Due Taxes Through Bankruptcy

By EsqSocial Corporation 24/12/13

There are many events that can force a person into bankruptcy. In many cases, it is a confluence of unexpected expenses that ultimately overwhelms a person’s savings and finances. Back taxes can be among these contributing factors. However, debtors...

CFPB Releases Study on Arbitration Clause

By EsqSocial Corporation 24/12/13

Following its field hearing on arbitration, the CFPB released its preliminary research on the use of arbitration clauses in connection with consumer financial products and services. Section 1028 of the Dodd-Frank Act required the CFPB to conduct a...

Applicable Federal Rates – January 2014

By EsqSocial Corporation 24/12/13

Applicable Federal Rates – January 2014...
By: Charles (Chuck) Rubin

Revisions to the Export Administration Regulations (EAR) May Impact Exporters

By EsqSocial Corporation 24/12/13

Notwithstanding the administration's efforts to simplify the export process, while protecting United States national security and foreign policy objectives, the burden on U.S. exporters seems to continue to increase. On Thursday, December 19, 2013,...

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