News

DOJ Trustee Program Settles with Servicers

By EsqSocial Corporation 30/12/20

A&B ABstract: On December 7, the Department of Justice U.S. Trustee Program (“USTP”) announced that it has entered into agreements with three servicers to address mortgage servicing deficiencies impacting borrowers in bankruptcy....

CFPB Issues Two Final Rules to Promote Access to Responsible, Affordable Mortgage Credit

By EsqSocial Corporation 30/12/20

On December 10, the Consumer Financial Protection Bureau (CFPB) issued two final rules related to qualified mortgage (QM) loans. The first final rule, the General QM Final Rule, replaces current requirements for measuring a consumer’s ability to repay General QM loans based on the consumer’s debt

Giving it Our Best Shot – Statewide Vaccination Plans (UPDATED)

By EsqSocial Corporation 30/12/20

Vaccine approval and administration are the next steps in the fight against COVID-19. As with nearly everything about this pandemic, guidance and action plans vary by jurisdiction, and are constantly evolving....
By: Littler

Delaware Courts Examine Caremark After Marchand and Clovis

By EsqSocial Corporation 30/12/20

In 2019, the Delaware Supreme Court issued Marchand v. Barnhill, which was soon followed by the Court of Chancery’s opinion in In re Clovis Oncology Derivative Litigation.

Congress Updates US Energy Policy, Incorporates Energy-Related Tax Provisions Through Consolidated Appropriations Act, 2021

By EsqSocial Corporation 30/12/20

The US Congress has adopted the first extensive update to US federal energy policies in over a decade in the Energy Act of 2020 (Energy Act), which President Donald Trump signed into law on December 27 as part of the Consolidated Appropriations Act, 2021....

Applicable Federal Rates - January 2021

By EsqSocial Corporation 30/12/20

For the applicable federal rates for the above month, preceding months, and a data table that visually shows trends, Please see full Chart below for more information....
By: Charles (Chuck) Rubin

January 2021 Visa Bulletin Published – USCIS to use Final Action Dates

By EsqSocial Corporation 30/12/20

The Department of State released the January 2021 Visa Bulletin. In a departure from the last three months, USCIS has indicated that employment-based adjustment of status applicants must follow the Final Action Dates chart.

The Diligence Process for Privacy and Data Security: Telltale Indicators of a Data Program’s Strengths and Weaknesses

By EsqSocial Corporation 30/12/20

The rapid expansion of data security and privacy laws and regulations — both in the United States and internationally — harbors the potential for substantial liability, with the consequence that cyber compliance has become an important focus of the mergers and acquisitions diligence process....

CFPB Issues Advisory Opinion on Consolidation of Pre-Existing Federal Education Loans

By EsqSocial Corporation 30/12/20

The CFPB recently issued an advisory opinion clarifying that loan products that refinance or consolidate a consumer’s pre-existing federal, or federal and private, education loans meet the definition of “private education loan” under the Truth in Lending Act (TILA) and Regulation Z and are theref

Facing Your Face Mask Duties – A List of Statewide Orders (UPDATED)

By EsqSocial Corporation 30/12/20

Governors and public health officials across the country have implemented stringent measures to help contain the spread of COVID-19, such as safer at home orders. As businesses reopen, face coverings remain popular as a preventative measure.

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