News

CFPB Releases Advisory Opinion Finding that Earned Wage Access Programs, When Structured Properly, Are Not Credit Under TILA and Regulation Z

By EsqSocial Corporation 31/12/20

On November 30, 2020, the Consumer Financial Protection Bureau released an advisory opinion concerning earned wage access ("EWA") products. The opinion was released as a sort of "launch day bonus" for the release of the Bureau's Final Advisory Opinions Policy and accompanying website page.

Managing Human-Wildlife Conflict to Support Pandemic Prevention

By EsqSocial Corporation 31/12/20

The Case of the Elephants, the Bees and the Firecrackers - Human-wildlife conflict is frequently caused by land-use change and can ultimately end in pandemics like COVID-19 (see Recent UN Report on Escaping the “Era of Pandemics” — More Are Coming If We Don’t Change Our Ways).

‘Pragmatic and Proportionate’ Enforcement Expected for Future Chemical Regulation in the United Kingdom Post-Brexit

By EsqSocial Corporation 31/12/20

Following years of negotiations and missed deadlines, the United Kingdom reached agreement with the European Union on post-Brexit trade on December 24 2020.

New York State Passes Eviction and Foreclosure Moratorium Protecting Renters, Homeowners, and Small Landlords

By EsqSocial Corporation 31/12/20

On Monday, December 28, 2020, Governor Andrew Cuomo signed the COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020.

Brexit trade deal allows data transfers to continue (for now)

By EsqSocial Corporation 31/12/20

In a positive development for multinational businesses, the Brexit Trade and Cooperation Agreement provides a temporary solution to allow the continued transfer of personal data from the EEA to the UK without the need for additional compliance measures, while the European Commission considers an

CVC Files Substantive Motion No. 3 (for Improper Inventorship) and Broad Opposes

By EsqSocial Corporation 31/12/20

Last fall the Patent Trial and Appeal Board, in Interference no.

Hinshaw's 12 Days of California Labor & Employment Series – Day 12: COVID-19 Notification Requirements

By EsqSocial Corporation 31/12/20

In the spirit of the season—and keeping some semblance of normal—we are using our annual "12 days of the holidays" blog series to address new California laws and their impact on California employers.

Sub-Zero Oil Isn’t Snake Oil: A First Ruling on Losses From Crude’s Dip Into Negative Prices

By EsqSocial Corporation 31/12/20

In the wake of the Great Financial Crisis, global financial markets got their first experience of negative interest rates, something classical economists had long thought to be unworkable if not impossible.

Parent Company of Victoria’s Secret Sued over 401(k) Plan

By EsqSocial Corporation 31/12/20

A former participant in the L Brands 401(k) Savings and Retirement Plan is suing the plan sponsor for breaching their fiduciary duty under the Employee Retirement Income Security Act (ERISA) by allowing excessive fees for recordkeeping and investments.

Hinshaw's Annual Guide to Key Illinois Medical Malpractice Litigation: 2020 Edition

By EsqSocial Corporation 31/12/20

In a year where COVID-19, social injustice protesting, a contested national election, and even murder hornets challenged our sense of normalcy, Illinois courts decided medical malpractice disputes befitting a truly unprecedented year—cases involving a patient who swallowed a dental appliance whil

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