Changing “Date of Status” and “First Reported Date” May Expose Furnisher to a Willful Violation of the FCRA
By EsqSocial Corporation 18/12/20
The Fair Credit Reporting Act (“FCRA”) permits consumers to dispute the details of their credit reports. In Johnson v. US Bank Mortg., et al., No. 20-cv-3433, 2020 U.S. Dist. LEXIS 216894 (N.D. Ill. Nov. 19, 2020), the Plaintiff, Tonya L. Johnson (“Johnson”), brought suit against US Bank Home Mortgage (“US Bank”) and a national credit reporting agency, under the FCRA, alleging that US Bank failed to conduct a reasonable investigation into her claims that US Bank improperly changed the dates it...
By: Troutman Pepper