“Unfair Trade Practices” Exclusion Does Not Extend to Consumer Protection Claims
By EsqSocial Corporation 03/02/21
Two phrases combined in a single exclusion—“alleging, arising out of, based upon or attributable to any violation of any law…” and “as respects… unfair trade practices” could inspire carriers to make trouble for policyholders seeking coverage for consumer protection claims. Fortunately, a recent federal decision recognizes that California rules of policy construction limit the scope of this exclusion, in line with a policyholder’s reasonable expectations of coverage....
By: Farella Braun + Martel LLP