Delaware Superior Court Addresses Whether UIM Benefits are Available to Parties that Live in the Same Household but are Unrelated to Insured

On November 20, 2020, the Superior Court of Delaware confirmed that coverage denials that rely on plain policy language outlined in an automobile insurance policy’s Insuring Agreement, as opposed to a policy exclusion, are more likely to be upheld in underinsured/uninsured motorist claims. In Michael Ruiz, Tammy Irizarry, Individually and as Next Friend of G.I. v. State Farm Fire & Casualty Company and Hartford Underwriters Insurance Company, C.A. NO.: S19C-07-024, (Del. Super. November 19,...
By: Weber Gallagher Simpson Stapleton Fires &

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