Tradeline Status Not Threatening Imminent Legal Action Is Not a FDCPA Violation
By EsqSocial Corporation 25/03/21
In Guzman v. I.C. Sys., 2021 U.S. Dist. LEXIS 42595, 2021 WL 861914 (E.D.N.Y. Mar 8, 2021), Carolina Guzman (plaintiff) alleged that I.C. System, Inc. (defendant) violated the FDCPA by reporting to Experian that her debt to Sprint was “[s]eriously past due date/assigned to attorney, collection agency, or credit grantor’s internal collection department.” Id. at *3. The plaintiff argued that, by including this tradeline status, the defendant violated Section 1692e(5) of the FDCPA, which forbids...
By: Troutman Pepper